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The Home Equity Conversion Mortgage (HECM) reverse mortgage program is one of the most sought after reverse mortgages that will allow you to keep your home as a senior citizen. This program is one that is backed by federal insurance. Insurance for HECM reverse mortgages is handled by the Federal Housing Administration which works with the Department of Housing and Urban Development (HUD) to make these services available to avoid foreclosure for seniors. Read more... 
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