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How To Qualify
HOW TO QUALIFY FOR HECM REVERSE MORTGAGES

1. The younger homeowner(s) must be be over the age of 62.
2. The property of interest must be the primary residence of the homeowner(s)
3. Homeowner(s) must maintain their property taxes and home owners insurance. During processing of your application, the bank will compare your debt to income ratio to make sure you can maintain your property tax and homeowners insurance payments.
4. The equity within the home must meet the minimum qualification calculations provided by the FHA and HUD.